I have a new favorite website. It's www.mint.com. I read about it in Real Simple I think and I heard about it on one of those "big spender" shows. You load your financial information in and it tracks your spending, shows you spending trends, let's you set a budget and keeps track of it. It's amazing! It also lets you know your credit card balances and emails you when you have a bill due, or your bank account gets low, any of those alerts. I'm not entirely sure how safe it is, I know it's reputable. Basically I think it's as safe as any internet transactions can be. I read up a bit on it and that seems to be the consensus. It's definitely holding me accountable for my money and is a huge wake up call to see what you're spending your money on. I spend WAY too much on restaurants!! My shameful admission that I was blissfully unaware of: in the past 4 months I have spent $189 at Sweetwater Tavern!! One restaurant alone!!!
Anyway, I made a budget and since I don't have to type in anything I will definitely track my spending and hopefully stick with it! I'll be in tip top financial shape if I do!